How Much Does Testosterone Cost?
30-Second Takeaway
TRT costs range from $40-100 per month, depending on dosage and medication type. The price of your testosterone medication usually doesn’t include lab work and physician fees. TRT isn’t always covered by insurance, but you can often use an HSA or FSA to minimize out-of-pocket expenses.
It’s understandable that some men might be apprehensive about testosterone replacement therapy due to its potential cost. That’s a valid concern—money doesn’t go as far as it used to, and healthcare is notoriously expensive. However, testosterone therapy may not be as expensive as you think.
TRT costs can vary depending on the treatment, dose, where you live, and other factors. Let’s dig in.
How Much Does TRT Cost?
On average, TRT costs $40-100/month ($500/year), but it depends on the type:
- Testosterone injections: $40-100/month
- Testosterone cream: $200-600/month
- Testosterone troches: $100-$450/month
- Testosterone pills: $100-$300/month
- Testosterone pellets: $650-$2,000 per treatment
Factors affecting TRT cost
Testosterone costs vary based on factors like medication type, dosage, and, insurance:
- TRT Type: Injections are typically the most affordably priced form of TRT at around $40/month. The cost for injections remains low because they are usually administered 1-3 times a week, while topical formats like cream ($200/mo) are applied daily, requiring a larger amount of medication.1
- Insurance: Some insurance plans offer coverage for TRT, but require separate blood tests to confirm a diagnosis of low testosterone. Coverage is typically offered for FDA-approved forms of testosterone (ie AndroGel or injectable cypionate) at specific dosages.2
- Dosage: Higher dosages, such as 200 mg/mL of testosterone cypionate per week, can come at a higher cost than lower dosages like 50mg/mL per week. The amount of testosterone you’re prescribed is based on your testosterone levels from a blood test.
- Location: Regional demand and local pharmacies can impact the cost of any medication, including testosterone.3
- Provider: Most TRT prescriptions are accompanied by medical costs, whether it’s the price of your check-up or a monthly membership via telehealth.
- Testing costs: Testosterone therapy requires one or several blood tests prior to receiving your prescription, which often come at an additional cost to the medication. The cost of labwork will vary depending on whether you take an at-home test, the number of biomarkers tested, and if it’s covered by insurance.
Hone TRT Costs
As one of the first online TRT providers, Hone has negotiated some of the best prices for testosterone with top compounding pharmacies.
- Testosterone injections: $28/month
- Testosterone cream: $60/month
- Testosterone troches: $60/month
- Enclomiphene: $42/month
- Clomiphene citrate: $38/month
Other notes on purchasing TRT with Hone:
- Materials are included: The cost of your medication includes home delivery and the materials needed for injection.
- Pricing is transparent: In most cases, Hone patients pay for medications monthly. Other online TRT providers may list a monthly cost (ie $80/mo), but then charge for several months of medication up front, hiking up your initial payment to $500+.
- Dosage affects cost: The price of your TRT through Hone may change if you require a greater monthly dosage.
Medical services costs
At Hone, TRT medication costs are separate from your core membership plan, which covers ongoing appointments and testing to monitor your progress to the treatment. We offer two membership options for testosterone therapy:
- Plus Plan: $129/mo, tests for 8-11 testosterone biomarkers. Ideal for patients only receiving hormone treatment.
- Premium Plan: $149/mo, tests for 40+ biomarkers. Ideal for patients needing comprehensive care, including metabolic and weight management medications.
Once the lab is back with your results, you’ll schedule an appointment and have a video consultation with a physician affiliated with Hone.
Regardless of whether you choose Hone for your hormone optimization needs, do your research before settling on a company.
Testing Costs
Getting testosterone often requires multiple blood tests to determine if you are a candidate for treatment. The cost of a testosterone test can vary based on where you receive it, whether insurance covers it, and the type of blood test administered.
A full, 8-hormone panel can cost as much as $800. Some labs quote as much as $1,500 for a comprehensive range of tests that often aren’t covered by insurance companies.
Performing at-home testing is a considerably more affordable option. However, it can still run anywhere from $80 to $350.
Hone’s at-home hormone assessment costs $55, and it includes all of the materials necessary for you to collect a blood sample and mail it to a partner lab.
Hone’s partner labs are accredited by the Clinical Laboratory Improvement Amendments (CLIA) and, where applicable, by the College of American Pathologists (CAP). A lab’s accreditation means that it meets or exceeds all federal testing standards managed by the Centers for Disease Control and Prevention (CDC), Centers for Medicare and Medicaid Services (CMS) and U.S. Food and Drug Administration (FDA).
KNOW YOUR T
TRT Cost Without Insurance
Without insurance coverage, the cost of a single 200 mg/mL testosterone vial can range between $40 and $100 a month.
Hone currently doesn’t accept insurance, but our treatment plans and medication are comparable to the co-pays offered by most insurance providers. For example, for a typical high-deductible health plan (with a $1,000 deductible), one office visit and blood work alone could cost between $200 and $600, services that are included in our monthly Hone membership at no additional cost.
Most in-person clinics will charge between $50-$100 per weekly visit for testosterone injections, which will likely cost more than your Hone treatment plan per month and require you to travel to a local clinic regularly.
Furthermore, we accept Health Savings Account (HSA) and Flexible Spending Account (FSA) cards, a pre-taxed advantage that could lower out-of-pocket expenses.
Benefits of Testosterone Therapy
For men experiencing hormone imbalance, the benefits of TRT outweigh its costs. If your testosterone levels are clinically low, TRT can reduce or eliminate some of the symptoms that lead you to seek treatment in the first place.
Research shows that TRT may:
- Boost energy levels4
- Recharge your libido5
- Increase muscle strength6
- Help with weight loss7
- Improve mood8
- Sharpen your mental focus9
- Decrease inflammation10
Just like you’d notify your physician of any side effects, update them of any positive progress you see or feel.
It’s important to inform the doctor that you’re feeling better or seeing improvements in various aspects of your wellbeing. This way, they know that the prescribed treatment is properly working, and they can better determine what, if any, adjustment is necessary.
Why is that important? While you can stop TRT, in most cases, testosterone therapy is a lifelong commitment. Your body no longer naturally produces the same amount of testosterone it used to, so you need treatment to keep your levels balanced. And it’s not just a set course of treatment, and you’re done; be aware that optimizing hormones can require constant balancing and, therefore, continuous adjustment of dosage and frequency.
The Bottom Line
The cost of TRT varies depending on factors like insurance, dosage, medication type, and provider. Testosterone injections can be as low as $28/mo, while treatments like pellets can cost $600+ per treatment. Costs for testing and medical appointments are typically separate from medication costs.
Learn More about TRT
FAQs
How much is testosterone?
TRT costs vary depending on the type of treatment, dose, where you live, and whether or not insurance will help pay for treatment. If you choose testosterone injections through Hone, the medication starts at $28 per month. You’ll also pay a $129 monthly subscription fee which includes expedited shipping, supplies, and ongoing support from your medical team.
How much does a cycle of TRT cost?
Without insurance, the cost of a 200 mg/mL testosterone vial can range from $40 to $100 per month. Testosterone cream can cost as much as $500 per month
Is TRT normally covered by insurance?
Your insurance plan may or may not cover TRT, so it’s important to check your plan. Whether you qualify for testosterone therapy will also depend on if you have clinically low testosterone levels and are experiencing symptoms.
Figueiredo, M. G., Gagliano-Jucá, T., & Basaria, S. (2022). Testosterone therapy with subcutaneous injections: A safe, practical, and reasonable option.
↑U.S. Food and Drug Administration. (2025). Testosterone information.
↑DeMasi, M., Sellke, N., Mortach, S., et al. (2025). Testosterone testing in the United States: Limited price transparency and significant variability. International Journal of Impotence Research.
↑Straftis, A.A. (2019) Sex, Energy, Well-Being and Low Testosterone: An Exploratory Survey of U.S. Men’s Experiences on Prescription Testosterone.
↑Travison, et al (2022) The role of testosterone in male sexual function.
↑Saad, F, et al. (2011) Onset of effects of testosterone treatment and time span until maximum effects are achieved
↑Mangloim, A, et al. (2021) Effectiveness of testosterone replacement in men with obesity: a systematic review and meta-analysis.
↑Walther A, et al. (2019) Association of Testosterone Treatment With Alleviation of Depressive Symptoms in Men
↑Jung, H.J. (2017) Effect of Testosterone Replacement Therapy on Cognitive Performance and Depression in Men with Testosterone Deficiency Syndrome.
↑Bianchi, V.E. (2018) The Anti-Inflammatory Effects of Testosterone.
↑
Testosterone Assessment
Get a Personalized Treatment Plan to Help You Feel Your Best.
Editorial Policy: Science-Backed, Expert-Reviewed
The Edge upholds the highest standards of health journalism. We source research from peer-reviewed medical journals, top government agencies, leading academic institutions, and respected advocacy groups. We also go beyond the research, interviewing top experts in their fields to bring you the most informed insights. Every article is rigorously reviewed by medical experts to ensure accuracy. Contact us at support@honehealth.com if you see an error.
About the author
Mike McAvennie is an editorial director and writer with extensive experience driving original content production on a global scale.
About the reviewer
James R. Staheli, D.O., is the Medical Director for Broad Health, Hone Health’s affiliated medical practice and a family medicine doctor in Atlanta, Georgia.
