How Much Does Testosterone Replacement Therapy Cost?
Know how important it is to keep your T levels balanced, as well as the potential costs associated with doing so.
30-Second Takeaway
TRT costs range from $40-100 per month, depending on dosage and medication type. TRT costs can vary based on the treatment, dose, where you live and other factors. Lab work, physician fees, and medication costs can also vary. TRT isn’t always covered by insurance, but you can often use an HSA or FSA to minimize out-of-pocket expenses.
Maybe you’ve already had a doctor suggest testosterone replacement therapy (TRT) for symptoms of low testosterone. Or, maybe you have a sneaking suspicion that your brain fog, low energy, or lack of libido are due to a shortage of testosterone, and are thinking about talking to a doctor about TRT. Either way, men in your shoes typically have similar questions: Will it work? Does self-injection hurt (most guys say it’s easier than they expected), and, of course: how much can testosterone therapy cost?
It’s understandable that some men might be apprehensive about testosterone replacement therapy due to its potential cost. That’s a valid concern—money doesn’t go as far as it used to, and healthcare is notoriously expensive. However, the costs associated with testosterone replacement therapy can vary, and they may not be as expensive as you think.
TRT costs can vary, depending on the treatment, dose, where you live, and other factors. Let’s dig in.
How Much Does TRT Cost?
On average, TRT costs $40-100/month ($500/year), but it depends on the type:
- Testosterone injections: $40-100/month
- Testosterone cream: $200-600/month
- Testosterone troches: $100-$450/month
- Testosterone pills: $100-$300/month
- Testosterone pellets: $650-$2,000 per treatment
Hone TRT Costs
On average, testosterone with Hone is more affordable because we were one of the first online TRT providers. Our experience has helped us negotiate some of the best prices with compounding pharmacies.
Other notes on purchasing TRT with Hone:
- The cost of your medication includes home delivery and the materials needed for injection.
- The price of your TRT through Hone may change if you require a greater monthly dosage.
When added onto Hone’s prescription plan, a monthly supply of testosterone cream for men begins at $60/month, with the price adjusted to accommodate your prescribed dosage.
Through Hone, 200 mg/mL of injectable testosterone starts at $28/month.
Hone offers sublingual testosterone troches starting at $60/month. The price is comparable, if not better, than most at-home testosterone firms offering troches as part of their subscription plans.
Hone also offers medications that are alternatives to testosterone, including clomiphene citrate and Anastrozole. These medications can treat symptoms and increase testosterone, without impacting fertility like TRT. At Hone, clomiphene citrate starts at $38/month, and Anastrozole starts at $22/month.
The cost of Hone medications is packaged with a $129/month subscription plan.
Factors affecting TRT cost
Testosterone replacement therapy is effective, and the costs associated with it depend on several factors:
- Your type of treatment/medication and the materials (like syringes) necessary to administer
- Whether there’s a generic, more affordable version of the medication
- Your dosage—if you require a greater quantity of treatment, it will likely cost more
- How severe your symptoms are
- How long you need treatment
- Your location—the cost of living varies throughout the United States
- Your pharmacy—there may be additional costs associated with your prescription
- Insurance plans
Blood tests and lab work costs
Assessing your hormones can be pricey, especially since the ensuing treatment is tailored to address specific hormonal deficiencies. Also factor in location: if you’re getting the test done in a lab or doctor’s office you might have a copay, which isn’t a factor if you collect your sample and mail it to a lab.
A full, 8-hormone panel can cost as much as $800. Some labs quote as much as $1,500 for a comprehensive range of tests that often aren’t covered by insurance companies.
Performing at-home testing is a considerably more affordable option. However, it can still run anywhere from $80 to $350.
Hone’s at-home hormone assessment costs $55, and it includes all of the materials necessary for you to collect a blood sample and mail it to a partner lab.
Hone’s partner labs are accredited by the Clinical Laboratory Improvement Amendments (CLIA) and, where applicable, by the College of American Pathologists (CAP). A lab’s accreditation means that it meets or exceeds all federal testing standards managed by the Centers for Disease Control and Prevention (CDC), Centers for Medicare and Medicaid Services (CMS) and U.S. Food and Drug Administration (FDA).
KNOW YOUR T
Medical services costs
Once the lab is back with your results, you’ll schedule an appointment and have a video consultation with a physician affiliated with Hone. (As we mentioned earlier, the cost of this appointment is included with the $55 at-home hormone assessment.)
Hone’s doctors specialize in endocrinology, urology, internal medicine and hormone replacement therapy. They will review all results with you and determine if you’re a viable candidate for TRT.
If you qualify for treatment, your physician will create a personalized plan and explain everything you need to know, including what to expect and any potential side effects of risks.
If you choose to work with a Hone doctor, you’ll enroll in a subscription plan for testosterone replacement therapy that costs $129/month, plus the cost of medication. Your subscription plan includes:
- Free at-home monthly delivery of TRT medications and materials necessary for self-administering
- 2-day Fedex priority shipping on all orders filled through our partner pharmacies
- On-going medical support from our physician team
- On-going follow-up lab panels (at-home or on-site)
- On-going follow-up consultations with your physician (scheduled every three months)
Regardless of whether you choose Hone for your hormone optimization needs, do your research before settling on a company.
TRT Cost Without Insurance
Some insurance plans cover medical treatment for low testosterone, others don’t. Without insurance coverage, the cost of a single 200 mg/mL testosterone vial can range between $40 and $100 a month.
Hone currently doesn’t accept insurance, but our treatment plans and medication are comparable to the co-pays offered by most insurance providers. For example, for a typical high-deductible health plan (with a $1,000 deductible), one office visit and blood work alone could cost between $200 and $600, services that are included in our monthly Hone membership at no additional cost.
Most in-person clinics will charge between $50-$100 per weekly visit for testosterone injections, which will likely cost more than your Hone treatment plan per month and require you to travel to a local clinic regularly.
Furthermore, we accept Health Savings Account (HSA) and Flexible Spending Account (FSA) cards, a pre-taxed advantage that could lower out-of-pocket expenses.
Benefits of Testosterone Therapy
Testosterone Replacement Therapy can offer several benefits for individuals with low testosterone levels. If your testosterone levels are clinically low, TRT can reduce or eliminate some of the symptoms that lead you to seek treatment in the first place.
Research shows that TRT may:
- Boost energy levels(3)
- Recharge your libido (3)
- Increase muscle strength (3)
- Help with weight loss (4)
- Improve mood
- Sharpen your mental focus (5)
- Decrease inflammation (6)
Just like you’d notify your physician of any side effects, update them of any positive progress you see or feel.
It’s important to inform the doctor that you’re feeling better or seeing improvements in various aspects of your wellbeing. This way, they know that the prescribed treatment is properly working, and they can better determine what, if any, adjustment is necessary.
Why is that important? While you can stop TRT, in most cases, testosterone therapy is a lifelong commitment. Your body no longer naturally produces the same amount of testosterone it used to, so you need treatment to keep your levels balanced. And it’s not just a set course of treatment, and you’re done; be aware that optimizing hormones can require constant balancing and, therefore, continuous adjustment of dosage and frequency.
Learn More about TRT
Frequently Asked Questions
How much is testosterone?
TRT costs vary depending on the type of treatment, dose, where you live, and whether or not insurance will help pay for treatment. If you choose testosterone injections through Hone, the medication starts at $28 per month. You’ll also pay a $129 monthly subscription fee which includes expedited shipping, supplies, and ongoing support from your medical team.
How much does a cycle of TRT cost?
Without insurance, the cost of a 200 mg/mL testosterone vial can range from $40 to $100 per month. Testosterone cream can cost as much as $500 per month.
Is TRT normally covered by insurance?
Your insurance plan may or may not cover TRT, so it’s important to check your plan. At this time, Hone is not able to accept insurance but check back as we’re working to change this.
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The Edge upholds the highest standards of health journalism. We source research from peer-reviewed medical journals, top government agencies, leading academic institutions, and respected advocacy groups. We also go beyond the research, interviewing top experts in their fields to bring you the most informed insights. Every article is rigorously reviewed by medical experts to ensure accuracy. Contact us at support@honehealth.com if you see an error.
About the author
Mike McAvennie is an editorial director and writer with extensive experience driving original content production on a global scale.
About the reviewer
Dr. James R. Staheli is the Medical Director for Broad Health, Hone Health’s affiliated medical practice and a family medicine doctor in Atlanta, Georgia.
